There is a common misconception relating to the club insurance cover. Triathletes who join clubs that are affiliated to Triathlon England may assume that they also benefit from the public liability cover for accidents that they cause personally when training with the club and that they would be able to claim on the personal accident cover for certain types of serious injury that they may suffer. These assumptions are incorrect.
To gain the benefit of these elements of cover they would need to join Triathlon England as individual members as well. This is particularly important for individuals who do their bike training on public roads.
What is covered with Triathlon England Individual Membership?
Members are covered when training for and participating in non-competitive and competitive swimming, cycling and running activities of triathlon, duathlon, aquathlon, cross triathlon and other related multisport events.
Please see Triathlon England website for full details: Member Benefits